We participate with most insurance carriers and we will be glad to review your benefits with you before your visit. Many of our procedures are covered by insurance, and we will bill your carrier.
Some Major Insurance Networks we contract with:
We also accept auto-accidents and worker’s comp as well as slip and fall type injuries. In many cases, chiropractic care can greatly reduce rehabilitation time after trauma and get you back to working in a shorter amount of time. Chiropractic services are often covered by automobile insurance policies, no matter what your involvement in the accident (ex. Pedestrian, passenger, driver).
If you have questions about your insurance, feel free to give us a call.
Most insurance plans do not require a referral. However, if you think your insurance company may require a referral, you can reach their customer service line by calling the number listed on your insurance card.
A participating provider has a contract with your insurance company to accept the rates the insurance company sets for chiropractic services. When you go to a participating provider you will receive the highest level of benefits and the lowest out-of-pocket expenses at your visit. This will reduce your out-of-pocket expenses even if you have a plan that has a high deductible.
A deductible is a (yearly) amount that you will have to pay out of pocket before your insurance will begin paying. You will make payments for services your receive which will be applied toward your deductible until that is met for the plan year.
A co-payment is the patients portion that is due at the time of service. Your insurance will then pay their portion of your visit. The costs of your visits are based on the fee schedule that the insurance company sets.
A co-insurance is a percentage of services that you pay out of pocket. Co-insurance is typical once a deductible has been met. The insurance company may require you to pay a portion of the services and they will in turn pay a portion as well.
We offer a discount for payments made at the time of service for those services which are not covered by your insurance plan or if you do not have any insurance coverage. Our discount applies to the absence of costs associated in billing, therefore we are able to pass the savings along to you. To find out more about discounts that may apply to you please contact us for more information.
There are some medical plans that do not cover all services. For example Medicare plans will not cover Exams and Therapies. These plans will only cover spinal manipulation (adjustments). Please note that Exams are required to be performed on all new patients. The care provided in our office is based on medical necessity and not that of your insurance coverage. We work together with you to provide the best care for your condition. Communication is always open, please feel free to discuss any concerns regarding your care and insurance coverage with our experienced staff. Please note we do not have any control over your insurance coverage as it is a contract between you and your insurance company based on the plan you chose. For your convenience we offer discounts for non-covered services if paid at the time of service. To find out more about discounts that may apply to you please call or contact us by email using the link below (then scroll down to the bottom of that section).